Top Pet Insurance Providers in Pennsylvania

Discover the Best Pet Insurance Companies in Pennsylvania

For pet owners, the joy of companionship often comes with high costs, particularly when your beloved pet becomes unwell or suffers an injury. Thankfully, with comprehensive pet insurance, these costly veterinary bills can be significantly reduced or even completely covered. However, it is important to note that pet insurance policies vary considerably in terms of costs, coverage options, and reimbursement methods. If you are in Pennsylvania and are considering pet insurance, this guide will help you understand the best pet insurance providers available in the state.

Leading Pet Insurance Providers in Pennsylvania

Here’s a rundown of the top pet insurance providers in Pennsylvania, categorized into seven key areas.

Embrace: Best for Policy Customization

If flexibility in creating your pet insurance policy is a priority, Embrace Pet Insurance is an excellent choice. With Embrace, you have the freedom to customize your deductible, reimbursement level, and coverage limits. This provider also offers optional add-ons for prescriptions, vet exam fees, and preventative services, along with access to a 24/7 emergency vet line.

Lemonade: Best for Cost-Efficiency

For pet owners seeking the most affordable pet insurance policy, Lemonade is a popular option. With a range of add-on coverage options, including preventative care, behavioral conditions, vet exam fees, physical therapy, and even end-of-life and remembrance costs, Lemonade offers comprehensive protection at a competitive price.

Figo: Best for Quick Reimbursement

If rapid reimbursement is a priority, consider Figo. The company is known for its speedy claims process, with most claims being closed within just three days. Figo also offers a range of customizable plans, allowing you to choose coverage that best suits your pet’s needs.

PetsBest: Best for Direct Vet Payments

Unlike many pet insurance providers, PetsBest offers a Direct Vet Pay feature, allowing your veterinary bills to be paid directly by the insurer, eliminating the need for reimbursement. In addition, they offer a 24/7 vet emergency line and some of the most competitive premiums in the market.

AKC: Best for Cat Insurance

For feline pet owners, AKC Pet Insurance is a strong contender. AKC offers affordable premiums and fully customizable policies, including add-ons for hereditary conditions, exam fees, wellness, and even burial/cremation.

MetLife: Best for Dog Insurance

If you have a dog, MetLife offers excellent coverage options. With no breed exclusions or upper age limit, policies that include prescriptions, diagnostics, and even some alternative therapies, MetLife is an ideal choice for comprehensive dog insurance.

Nationwide: Best for Comprehensive Coverage

If you’re looking for extensive coverage without annual limits, Nationwide is a solid option. With unlimited accident and illness coverage, you can rest assured that your pet is fully protected. Nationwide also offers coverage for exotic pets and birds, making it one of the few providers to do so.

Comparing Pet Insurance Companies

While the above are some of the best pet insurance providers in Pennsylvania, it’s still crucial to compare quotes from several insurers to ensure you get the best coverage for your pet at the lowest possible premiums.