TL/DR –
Maine’s State Bureau of Insurance has warned residents about scams related to signing up for affordable health insurance online during the open enrollment season. The scams often involve websites that seem to offer insurance plans but do not, and may use high-pressure sales tactics or require fees to join the plan. The Bureau advises residents to verify the validity of insurance sellers by checking their Maine license number and to only purchase Affordable Care Act plans from licensed companies listed on the coverme.gov website.
Scams Plague Maine’s Affordable Health Insurance Enrollment Season
The State Bureau of Insurance has issued a warning to Mainers seeking affordable health insurance online. They caution that scams are common during the open enrollment season, which commenced earlier this month and will continue until mid-January.
Thousands of Mainers are expected to choose a plan through the Affordable Care Act. However, the search for affordable health insurance online can lead to websites that offer seemingly comprehensive medical plans but in actuality offer limited benefits. The state warns that these products may appear to be genuine insurance plans, but they often fail to disclose their limited benefits upfront.
The most important factor to remember is that insurance companies authorized to sell Affordable Care Act plans in Maine are listed on the website coverme.gov.
There are several warning signs to watch for:
- Refusal by an insurance seller to provide their Maine license number.
- Usage of high-pressure tactics to prompt immediate purchase or risk losing the deal.
- Being told that a fee must be paid to join the plan.
If these signs arise, it’s vital to stop the process and verify the authenticity. Licensed companies and insurance agents in Maine can be confirmed at maine.gov.
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