Study: AI’s Financial Advice Can Be Inaccurate and Biased, Varies by Program
AI's advice on personal finance can be inaccurate or biased, according to a new academic research study.
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Retirement Planning
Warren Buffett’s Record Cash Pile: Should You Mimic His Strategy?
Warren Buffett's Berkshire Hathaway sat on a record $334 billion in cash at the end of 2024. However, experts…
Inactive Traders, or ‘Dead Investors’, Often Yield Higher Returns,…
Inactive traders adopting a "buy and hold" strategy often yield better returns than active trading, due to lower…
Understanding Sequence of Returns Risk in Early Retirement Years
Stock market dips early in retirement can pose a big portfolio risk, often overlooked by investors. Proper asset allocation can help.
Maximizing Your 401(k) Plan: Key Changes and Strategies for 2025
Maximize your 401(k) plan and secure retirement savings with key changes in 2025. Always review your financial…
Average 401(k) Savings Rate Rises to 12.7% in 2023, Industry Survey Reveals
The average 401(k) savings rate, including employee deferrals and company contributions, saw a rise in 2023,…
“Should Older Americans Pay Off Their Mortgage?” – Examining the Equity Debate
Older Americans consider paying off mortgage as home equity soars. The decision depends on current mortgage rates and personal comfort.
Understanding the 401(k) Match: A Rare, Guaranteed Investment Gain
Investing can be unpredictable, but according to financial advisors, a 401(k) match is a rare sure thing. It's…
New Yorker Uses ‘No Spend September’ Challenge to Tackle $10,000 Debt
New Yorker Victoria Szafarski used a second job to help reduce her $25,000 credit card debt. Now, she joins the…
Investors Risk Losing Money by Keeping Rollovers from 401(k) in Cash
Investors often mistake leaving their retirement savings in cash, causing it to “languish” and potentially lose value over time, according to a recent Vanguard analysis.