Exploring the World of Hyatt Business Credit Card: An In-depth Review

For business travelers who often stay at Hyatt hotels and resorts, the World of Hyatt Business Credit Card offers a valuable welcome offer and high reward earning potential. Although it comes with an annual fee, it’s relatively lower than other top-tier business travel credit cards. Yet this card is not suitable for everyone, let’s delve deeper into its unique features and benefits.

Key Features of the World of Hyatt Business Credit Card

The World of Hyatt Business Credit Card can be a great fit for various business owners, particularly those who frequently travel for work. Here is a breakdown of its core features:

• Annual fee: $199
• Welcome offer: Earn up to 75,000 bonus points — 60,000 bonus points after spending $5,000 in your first three months and an additional 15,000 points after you spend $12,000 in your first six months.
• Card type: Hotel, Travel
• Purchase APR: 21.49% – 29.99% variable
• Recommended credit score: Good to Excellent

World of Hyatt Business Credit Card: Reward Earning Potential

Loyal Hyatt customers can benefit from a notable rewards rate with this card:

• Earn up to 9 total points at Hyatt (4 bonus points per $1 spent at Hyatt hotels and resorts, plus 5 base points per eligible $1 spent as a World of Hyatt member)
• Earn 2 bonus points per $1 spent in your top three eligible spend categories each quarter
• Earn 2 bonus points per $1 spent on fitness club and gym memberships
• Earn 1 bonus point per $1 on everything else

Additional Benefits of the World of Hyatt Business Credit Card

Other than the tiered points system, this business credit card comes with additional benefits:

• No foreign transaction fees
• Earn 10,000 referral bonus points for each business that gets approved for the World of Hyatt Business® credit card (up to 50,000 bonus points per year)
• Get free additional employee cards
• Enjoy benefits of the World of Hyatt Discoverist status

Earning and Redeeming Rewards with the World of Hyatt Business Credit Card

To maximize your rewards, use this card for staying at Hyatt hotels or resorts, and for purchases in your top three business spending categories. However, the points you earn with this card can only be redeemed for Hyatt-related stays, not for cash-back options or statement credits.

Who Should Consider the World of Hyatt Business Credit Card?

The World of Hyatt Business Credit Card is an excellent choice for frequent business travelers who prefer stays at Hyatt properties. It’s also ideal for businesses with traveling employees who can access Hyatt properties.

Pros and Cons of the World of Hyatt Business Credit Card

As with any credit card, it’s important to weigh the pros and cons before making a decision:

Pros:

• Generous welcome offer
• Ability to earn points in top spending categories, maximizing your spending
• Extra coverage for purchases, free employee cards, and the option to access Chase Pay Over Time

Cons:

• Limited rewards redemption options
• High annual fee
• No free hotel night offer

Conclusion

The World of Hyatt Business Credit Card, while not suited for everyone, offers a range of benefits for its niche – businesses frequently using Hyatt properties. Evaluating it against other

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