Secure Best Health Insurance Plan: Expert Tips Before Deadline
TL/DR –
Open enrollment for next year’s health insurance coverage started in November and will continue until mid-January. There are 10 providers in Travis County, Texas, offering over 132 plans, and those without coverage through their jobs can seek marketplace insurance from Healthcare.gov, which also provides financial assistance based on income. If the open enrollment deadline is missed, a qualifying life event such as job loss, relocation, or a change in marital or parental status may allow for enrollment in a marketplace plan.
Securing Your Health Insurance Plan During Open Enrollment
Open enrollment for next year’s health insurance plans is currently underway. This period, which began this month and lasts until mid-January, is the best time to secure a health insurance plan ahead of the deadline.
In Travis County, for example, insurance seekers have a wide range of options this year. As mentioned by Kori Hattemer, Director of Prosper Programs, “This year, we have 10 providers offering more than 132 plans. The options are quite similar to last year.”
Prosper Programs, a part of Foundation Communities, is a nonprofit organization based in Austin. They offer guidance to those needing insurance coverage. Hattemer explains their approach, “We talk with clients to understand their healthcare needs, preferred doctors, current prescriptions, and budget limitations.”
Open enrollment this year started Nov. 1 and ends Jan. 16, as stated on Healthcare.gov. Enrolling before Dec. 15 ensures that your coverage begins at the start of the new year.
“Last year, a record 2.4 million Texans enrolled in a plan through healthcare.gov,” informs Karla Martinez, Health Policy Analyst at Every Texan. “Marketplace insurance from healthcare.gov is a valuable option for those who don’t receive coverage from their employers.”
Hattemer highlights the financial assistance available, “Depending on income, some clients pay zero dollars in monthly premiums due to qualifying for enough premium tax credits.”
The Prosper Programs Director also points out that missing the open enrollment might not be the end. A qualifying life event like job loss, relocation, or changes in family status can provide another enrollment opportunity. Hattemer advises, “Don’t wait for life changes. The window to enroll is short.”
—
Read More Health & Wellness News ; US News