Sukoon Health’s Transformative Cashless Insurance in Psychiatric Care
TL/DR –
Sukoon Health has introduced cashless insurance coverage for psychiatric inpatient care, aiming to make mental health services more accessible and affordable. The coverage includes a wide range of conditions such as bipolar disorder, acute depression, anxiety disorders, schizophrenia, mood disorder, psychotic disorder, post-traumatic stress disorder, obsessive-compulsive disorders, and attention-deficit/hyperactivity disorder. The company has partnered with private insurance providers, including HDFC ERGO, MAGMA HDI, ICICI LOMBARD, ADITYA BIRLA CAPITAL, and RELIANCE GENERAL INSURANCE to avail the cashless insurance benefits, with plans to expand to Tier-1, 2, and 3 cities in India.
Revolutionizing Mental Healthcare with Sukoon Health’s Cashless Insurance Coverage
In response to the growing movements for mental health awareness around the world, many healthcare companies are pioneering innovative healthcare solutions. One such trailblazer is Sukoon Health, which has relentlessly worked towards making quality mental health services more accessible. To this end, Sukoon Health recently launched a cashless insurance scheme for psychiatric inpatient care, a key step towards addressing mental health issues effectively.
To understand Sukoon Health’s innovative approach, Rashmi Mabiyan Kaur spoke to Co-Founder & Chief Growth Officer, Vidit Bahri. Their conversation shed light on the company’s vision, its collaborative efforts, and the transformative impact they seek to make in India’s mental healthcare landscape.
Why Cashless Insurance for Mental Health?
Recognizing the prevalence of mental health issues and the impact on individuals’ well-being, Sukoon Health introduced cashless insurance coverage for mental health care. This initiative aims to overcome the financial and stigmatic barriers often associated with seeking mental health treatment, making it more accessible and affordable.
What Mental Health Conditions Does the Insurance Cover?
Sukoon Health’s comprehensive mental health insurance covers a wide range of conditions, including Bipolar disorder, Acute Depression, Anxiety disorders, Schizophrenia, Mood disorder, Psychotic disorder, Post-Traumatic Stress Disorder, Obsessive-Compulsive Disorders, and Attention-deficit/hyperactivity disorder. This all-encompassing coverage ensures that policyholders can access the care they need without claim denial fears.
Who Are Sukoon’s Collaborative Partners and How to Avail the Benefits?
Sukoon has partnered with private insurance providers like HDFC ERGO, MAGMA HDI, ICICI LOMBARD, ADITYA BIRLA CAPITAL, and RELIANCE GENERAL INSURANCE. To avail cashless insurance benefits, individuals need to be hospitalized for a minimum of 24 hours, a prerequisite for initiating insurance claims. However, treatments for alcohol dependence, substance dependence, self-harm, and talk therapy are excluded from coverage.
What Is the Current Level of Mental Health Awareness in India?
There exists a significant treatment gap in Mental Health care in India. More efforts are required for early intervention and prevention. The age groups most affected range from 20-40 years.
How Can the Insurance Plan Address Mental Health Challenges?
The ongoing stigma around mental health in India often inhibits individuals from seeking help or discussing their issues openly. Moreover, the cost of long-term treatment for serious mental health disorders can burden individuals and families significantly. Sukoon Health’s insurance plan, covering a wide array of treatment options, ensures seamless continuity of care and reduces the financial burden associated with long-term mental health treatment.
What Are Sukoon’s Expansion Plans?
Starting with their first facility in Gurgaon in 2020, Sukoon now operates three facilities in Delhi-NCR. Their vision is to set up 40 hospitals across India, thereby creating a globally recognized model of Mental Healthcare. Their expansion plans include Tier-1 cities and then move to Tier-2 and 3, with Bangalore, Mumbai, and Mohali in the pipeline.
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