“Should Older Americans Pay Off Their Mortgage?” – Examining the Equity Debate
Older Americans consider paying off mortgage as home equity soars. The decision depends on current mortgage rates and personal comfort.
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Personal Finance
Brandi Lemon Joins Clear Mountain Bank as Commercial Business Development Officer
Clear Mountain Bank hires Brandi Lemon as a commercial business development officer, bringing her 21 years of…
Understanding Store Credit Cards and Their Impact on Personal Finance
Explore insights on store credit cards, business, retail, wholesale, personal finance, US and general news.
Understanding the 401(k) Match: A Rare, Guaranteed Investment Gain
Investing can be unpredictable, but according to financial advisors, a 401(k) match is a rare sure thing. It's often referred to as "free money".
New Yorker Uses ‘No Spend September’ Challenge to Tackle $10,000 Debt
New Yorker Victoria Szafarski used a second job to help reduce her $25,000 credit card debt. Now, she joins the…
Investors Risk Losing Money by Keeping Rollovers from 401(k) in Cash
Investors often mistake leaving their retirement savings in cash, causing it to “languish” and potentially lose…
Home energy rebates from Inflation Reduction Act may come soon
TL/DR -
The US federal government is issuing $8.8 billion for Home Energy Rebates programs through states, territories, and tribes. These rebates, worth up to $14,000 or more per household depending on a state's program design, are designed to offset costs for homeowners and landlords who make certain efficiency upgrades to their property. The…
In 2024, Nevada, Texas, California, and Pennsylvania Emerge as Top Five States for…
Top 5 States for Business Owners in 2024: Nevada, Texas, California, Pennsylvania and…
Affordable Fitness with ChatGPT: Your Budget-Friendly Guide
Fulfilling Your New Year Fitness Goals Without Draining Your Wallet
As the New Year rolls in, setting fitness…
CFP Physician Declares System Failure: An Urgent Wake-Up Call
TL/DR -
The author describes his experience with medical bill confusion, highlighting how difficult it is to determine upfront costs of procedures due to opaque billing and insurance systems. Carolyn McClanahan, a physician and certified financial planner, recommends three steps to manage this issue: getting to know your insurance thoroughly,…