Browsing Tag

Retirement

Unraveling the US Retirement Income Crisis: Key Insights

The Unprepared Retiree: A Growing Concern Americans near retirement or recently retired are still not prepared, according to a new survey, "Americans Change Retirement Savings Strategies," from the Alliance for Lifetime Income (ALI). The ALI is a nonprofit consumer organization that educates Americans on how to protect their retirement. Jason…

65-Year-Old Considers $30K Home Upgrade: Should Roth IRA Fund It?

Should You Use Your Roth IRA for a $30K Home Improvement Project? Deciding whether to use your Roth IRA for a home improvement project can be a challenging decision. It's essential to consider both the short-term tax implications and the long-term financial planning impact of withdrawing from each account and when. In this article, we'll explore…