Affordable Health Insurance Available in Florida
TL/DR –
Many uninsured people in the US, particularly in Florida, are eligible for free or low-cost health insurance from the Federal Marketplace. This insurance is aimed at adults aged 18 to 64 and their families with income above the Federal Poverty Level, but who still find insurance unaffordable. The open enrollment period for 2025 began on November 1 and ends on January 15, 2025, and Florida’s Big Bend Area Health Education Center (Big Bend AHEC) offers free assistance for insurance signup.
Free or Low-Cost Health Insurance Options through Federal Marketplace
Uninsured individuals might be unaware of their eligibility for free or low-cost health insurance via the Federal Marketplace. In Florida and nationwide, this health coverage is obtainable for adults aged 18-64 and their families who earn above the Federal Poverty Level, yet still find insurance unaffordable.
The open enrollment period for 2025 starts on Nov. 1 and concludes on Jan. 15, 2025. In Leon and neighboring counties, free assistance for insurance sign-up is offered by Big Bend Area Health Education Center (Big Bend AHEC)‘s Certified Navigators.
As one of 10 regional organizations under a federal grant awarded to the University of South Florida, Big Bend AHEC aids in the health insurance process. Certified Navigators can explain insurance details, assist with application processes, calculate costs and savings, and provide post-enrollment support.
Florida has the highest number of individuals receiving health insurance through the Federal Marketplace. This high number is due to a low percentage of workers receiving insurance through their employers. Record numbers enrolled in Marketplace coverage in 2024 due to the Affordable Care Act.
Over 4.2 million Floridians signed up, driven by enhanced subsidies that reduced premiums, making insurance more affordable for low-income families. These subsidies, introduced in the American Rescue Plan Act and enhanced under the Inflation Reduction Act, will expire at the end of 2025 without Congress’s reauthorization.
Appeals to U.S. Representatives or Senators could encourage the continuation of these subsidies, reducing the number of uninsured individuals.
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