Understanding Medical Billing Rights Essential Amid Rising Healthcare Costs

TL/DR –

Consumer advocates are urging Americans to familiarize themselves with their health insurance coverage and medical billing rights as healthcare costs increase. The U.S. PIRG Education Fund has updated its consumer guide on medical billing rights and protections, providing practical steps to help patients avoid billing issues and surprise charges. The advice includes being aware that most plans do not cover non-emergency medical transportation and avoiding medical credit cards and promotional financing offers due to high interest rates.

Understanding Health Insurance Coverage and Medical Billing Rights Essential as Healthcare Costs Surge

With rising healthcare costs, consumer advocates encourage Americans to thoroughly understand their health insurance coverage and medical billing rights. Patricia Kelmar, senior director of health care campaigns for U.S. PIRG Education Fund, noted the increasing costs of insurance and the need for clarity on what is covered.

The U.S. PIRG Education Fund offers a comprehensive consumer guide on medical billing rights. It provides practical steps for patients to avoid billing issues and surprise charges. Kelmar stressed the necessity of verifying the network status of providers before scheduling appointments to avoid out-of-network charges.

She further clarified that most health plans don’t cover non-emergency medical transportation, leading to unexpected bills. Kelmar also cautioned consumers against medical credit cards and financing offers with strict terms and high-interest rates, as these can lead to retroactive interest charges if payments are late or incomplete.

Moreover, patients are advised to review hospital financial assistance policies prior to scheduled procedures to prevent being caught off-guard by higher-than-anticipated bills.

—
Read More Health & Wellness News ; US News