Kamala Harris’ Plan for Easier Small Business Start-ups in NC

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TL/DR –

Kamala Harris has proposed several new economic policies to support small businesses and entrepreneurs by reducing their expenses and increasing their access to capital. Key elements of her proposal include expanding a tax deduction for start-up costs from $5,000 to $50,000, simplifying the tax filing process for small businesses, and creating a new fund that would allow small banks to cover interest on loans to new businesses. Additionally, Harris plans to expand contract opportunities to smaller businesses, recapitalize and expand the Treasury Department’s State Small Business Credit Initiative, and increase taxes on corporations and the wealthy.


Harris proposes to expand tax deductions and establish a fund for small businesses’ loan interests. 

Kamala Harris recently revealed strategies to support entrepreneurs, such as reducing costs and enhancing capital access.

Harris suggests expanding a tax deduction for startup costs to lessen the financial load on business owners.

Small businesses are currently granted a $5,000 deduction for first-year expenses—Harris proposes raising this to $50,000.

“As President, my priority will be to strengthen America’s small businesses,” said Harris, stressing her intent to back more startups and innovators.

Harris also aims to simplify tax filing for small businesses by introducing a standard deduction in the tax code.

Harris plans to initiate a program to modernize outdated regulations, making federal funding more accessible for small businesses.

She also proposed a fund allowing small banks to cover new businesses’ loan interests. The size of this fund is yet to be determined.

Working to streamline bureaucracy, Harris aims to make business operations easier, benefiting the economy.

Harris has previously promoted Community Development Financial Institutions (CDFIs), which provide capital to underserved communities.

Deputy Treasury Secretary Wally Adeyemo mentioned to CNN the importance of CDFIs for new businesses lacking financial histories.

Interest rates for small businesses have risen, making startups challenging.

Harris intends to expand the Treasury Department’s State Small Business Credit Initiative (SSBCI), prioritizing entrepreneurs in rural and underserved areas.

The Harris-Walz administration plans increased funding for the Rural Partners Network, aimed at rural prosperity expansion.

Harris plans to expand contract opportunities for small businesses supplying the federal government.

These plans are part of Harris’ larger economic strategy focused on middle- and working-class voters.

Harris aims to surpass Biden’s record of 19 million new businesses, targeting 25 million new businesses in her first term.

Harris suggests using the tax revenue from rolling back Trump’s 2017 Tax Cuts and Jobs Act for community investments and projects that directly impact Americans.

One of Harris’ advisors argued that the federal government should prioritize issues that affect the average American’s bottom line.

The VP plans to revoke these tax cuts and implement tax reforms for corporations and the wealthy.

Like Biden, Harris supports a minimum billionaire income tax and plans to raise the corporate tax rate to 28%. She also proposes to quadruple the tax on stock buybacks.

Harris reassured that no one earning under $400,000 per year would pay more taxes, and 99% of Americans would pay the same tax rate on long-term capital gains.

“This approach strikes the right balance,” stated the Harris-Walz campaign. It aims to balance tax fairness, revenue raising, and investment incentives.

The campaign criticized Trump’s economic agenda for catalyzing inflation, marking a potential recession, job losses, and inflation increase. They aim not to repeat Trump’s approach.


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