Browsing Tag

Insurance

Unlock More Health Insurance Choices

TL/DR - The article suggests that the U.S. healthcare system should adopt a different approach to insurance coverage, arguing that health insurance should function more like other forms of insurance, covering only significant health crises instead of routine care. The author argues that mandated coverage, required by the Affordable Care Act and…

Legislators Approve Ban on Insurance Step Therapy

TL/DR - The Illinois House has passed healthcare initiatives proposed by Governor J.B. Pritzker, targeting controversial insurance industry practices. The legislation includes prohibitions on step therapy, where patients are required by insurers to try alternative, often cheaper, treatments before proceeding with those recommended by their…

Study Shows: Crime Rates Tied to Health Insurance Coverage

TL/DR - A new study suggests that access to health insurance may lower crime rates in the United States. The study examined the largest Medicaid disenrollments in US history in Tennessee in 2005, where approximately 190,000 non-elderly and non-disabled adults lost coverage. The researchers found that losing Medicaid coverage may have societal…